The Frio Team
(844) 775-5626

Home Loans
Simplified

Now is a great time to purchase or refinance, so let us walk you through the whole loan process.

It's easy!

$150 M

in loans funded to date

97%

customer satisfaction rate

10-DAY

average loan approval period

1

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Home Purchase Loans and Refinance 

Welcome to the official site of The Frio Team. We specialize in Home Purchase Loans and Refinance throughout the Country.
Why THE FRIO TEAM:

The Frio Team
Your NATIONWIDE Mortgage Partner
ONE APPLICATION. ONE CREDIT PULL. SHOP YOUR LOAN TO 30+ LENDERS
Your Advantage with Us:
✅ NO MULTIPLE CREDIT PULLS
One application protects your credit score while we negotiate for you.
✅ 30+ LENDERS COMPETE FOR YOUR LOAN
More options = Better rates, lower fees, and personalized terms.
✅ NATIONWIDE SERVICE, LOCAL TRUST
Close your loan anywhere in the U.S. with a team that cares.
Programs We Specialize In:
🏠 Government-Backed Loans
FHA | VA | USDA | FHA Streamline | FHA Cash-Out | FHA 203k | VA Streamline (IRRRL) | VA Cash-Out
💼 Conventional & Specialty Loans
Conventional | Jumbo | Non-QM | DSCR | First-Time Homebuyers | Down Payment Assistance (DPA)
🌟 Unique Niche Programs
Powered by The Rate Update & Peoples Bank and Trust:
Bank Statements | Investor Cash Flow | ITIN Loans
Why This Works for You:
🔹 ONE APPLICATION = 30+ Lenders Reviewed for You
🔹 ONE CREDIT PULL = No Score Damage
🔹 ZERO HASSLE = We Handle the Legwork


Programs that we Specialize in:

FHA | VA | USDA | Non-QM | Jumbo | Conventional | First Time Home Buyers | DPA (Down Payment Assistance)

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash-Out | USDA Streamline | Conventional |  Jumbo
What makes The Rate Update Powered by Servbank, sb unique is that we offer the following niche programs:

Bank Statements, Investor Cash Flow, ITIN and DSCR

Contact The Frio Team today to discuss your mortgage loan options.

RATE WATCH

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What our clients say about us!

I'm almost done with my lending process and has been very smooth working with the entire team. They answer all my questions and show me they have my best interest in mind. Dan is a mortgage expert with a wealth of information whom you can benefit learning from. Everything is streamlined from start to finish and believe me you won't go wrong with this team. Not many brokers can emulate Dan's style. Although in their experience they must have seen many cases the entire team looked for specific options and were patient in understanding my unique situation. Thank you all.
- Light
Dan and his team have been nothing short of exceptional while helping us as first time homebuyers. Their online free information has been helpful in our learning, and they are always happy to answer questions. The process has been efficient and he has worked well with our realtor team despite being states away. I would highly recommend Dan and his team.
- Christopher D.
Dan and his team are very patient and helpful. Appreciate the team!
- Lisa M.
If you’re looking for someone who treats you as a priority Dan is your man. He is available almost any time of the day, no question is too small, no request is too big. Dan sends videos introducing himself while explaining the steps so anyone can understand. Bring your VA loans!
- Rell W.
I contacted Dan's team to assist initially for my pre approval. They were able to assist with my family's needs every step of the way. I then reached out for assistance with a LE comparison and was shocked when I actually received a response from Dan himself! I am a firm believer that leadership starts at the top and models the behavior for the team to follow and that is very evident with Dan and his team. Dan is very friendly, knowledgeable, attentive, eager to help you achieve your home ownership goals. An amazing person leading an amazing team! Thanks again Dan.
- Marvin W.
5 STAR
- Bebo
Dan and his team are very knowledgeable, they know the ins and outs of mortgages. Dan is very responsive when you have a question or need his services. If you are in the market trying to buy your first or next home, Dan and his team are the perfect solutions for you. They will treat you and guide you so you can make the right decision. Recommended 100%
- Hector B.
The FrioTeam was very helpful and took care of all my needs, couldn’t have done it without them!
- Jay C.

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