What's Happening to Mortgage Rates Now & A Look Ahead
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
FHFA is now exploring whether homeowners could soon transfer their low-rate mortgage to a buyer (assumable) or even take their existing rate with them to their next home (portable). These ideas aim to fix today’s lock-in problem and improve affordability, but they face major hurdles in the bond market, servicing rules, and lender economics. Here’s what these options mean, how they would work, and whether they could realistically become a reality.
Get a true picture of your monthly mortgage payment before you buy. This calculator gives you the most accurate PITI estimate—principal, interest, taxes, and insurance—so you can shop with confidence.
Mortgage rates hovered in the mid-6% range today, with the 30-year fixed averaging around 6.25–6.30% and the 15-year near 5.66%. Softer Treasury yields and growing expectations for a December Federal Reserve rate cut helped keep borrowing costs stable. Dan Frio breaks down what’s driving the bond market, how it impacts homebuyers and homeowners, and what to watch next in his latest Closing Bell recap — plus, don’t miss his NewsNation interview on whether a proposed 50-year mortgage is good or bad news for buyers.
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.
NYC Election 2025: What’s Next for Real Estate Investors The New York mayoral election could reshape the city’s entire investment landscape. Zohran Mamdani’s progressive housing and tax proposals signal higher corporate rates and tighter rent controls, while Andrew Cuomo’s platform leans on public safety and a steady tax environment. This episode breaks down how each outcome could impact commercial, multifamily, and luxury housing markets — and where the smartest capital might flow next.
“Despite weaker manufacturing data, mortgage rates moved higher today — a sign that bond markets may be anticipating stronger inflation or tighter future policy, pushing Treasury yields and mortgage pricing up.”
Veterans earned their benefits—but too often, big lenders and servicers turn those same benefits into profit engines. From CFPB enforcement actions to BBB complaints and reports of high-pressure sales, today’s VA refinance market is showing cracks in transparency. This deep dive pulls real data and government reports to expose what’s happening behind the scenes—and how veterans can protect themselves from hidden fees, predatory tactics, and deceptive “no-cost” promises.
The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.
Mortgage rates steadied Tuesday as markets digested new housing data and awaited Case-Shiller’s latest home-price report. As of October 28, 2025, national averages show: 30-year fixed: 6.19% FHA: 6.11% VA: 5.73% USDA: 5.80% Jumbo: 6.39% With inflation cooling and Treasury yields dipping below 4.3%, borrowers are once again seeing sub-6% quotes for top-tier scenarios — a positive sign for late-year buyers and refinancers.
Today’s mortgage rate update for October 27, 2025. See where rates are headed, how the Fed and bond market are reacting, and what it means for your next home loan.
When Do Rates Get Back to the 4s?
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.
The Rate Update — Markets Rally Explainer October 21, 2025
This Week in Rates: A Surprise Drop No One Can Explain
Why do we watch the 10-year Treasury when we’re trying to figure out what’s going on with mortgage rates?
Mortgage Refinance Breakdown:
