Today’s market is being hit from multiple directions at once: war-driven oil shocks, sticky inflation, a Fed on hold, leadership uncertainty at the Fed, a federal shutdown, a weakening-but-not-broken labor market, and a housing policy push that could help supply but won’t fix affordability overnight.
Why High Rates Market Might Be a Smart Time to Buy
Congress just passed the bipartisan 21st Century Road to Housing Act, aimed at increasing housing supply and improving affordability. But will it actually make housing more affordable? In this breakdown we look at what’s inside the bill, why it was introduced, and whether federal housing policy can realistically solve America’s housing shortage.
Find out when an ARM mortgage might be better than Fixed Rate Mortgage
Find out if refinancing is right for you.
Learn about home affordability factors with examples nationwide.
Housing affordability is improving — but headlines don’t buy homes. Before you tour a single property, understand the five numbers that determine what you can truly afford in today’s market.
Amazon, Meta, and Alphabet actually pay billions in taxes — despite what headlines and social media often suggest. So why did their tax bills plunge in 2025 while profits surged? The answer isn’t loopholes or avoidance, but timing. Massive, accelerated investment in AI infrastructure unlocked powerful depreciation and deferral rules written into the tax code. In this brief breakdown, we explain what changed, why it matters, and whether this shift is good news or bad news — you decide.
From strong economic data to sudden selloffs and a late-week rebound, markets delivered whiplash. Here’s a clear breakdown of the key moves, why mortgage rates held firm, and what data could drive the next shift.
